For seasoned boaters, personal property coverage is one of those policy details that matters most when you actually need it. The simplest way to think about it? Turn the boat upside down and shake it: what falls out is personal property. This typically includes items not permanently affixed to the vessel: fishing rods and reels, tackle boxes, portable coolers, clothing, handheld electronics, tools, and water toys. By contrast, boating equipment - GPS units wired into the helm

Medical Payments coverage and Liability (Bodily Injury) coverage are often confused, but they serve two very different purposes on a yacht insurance policy. Medical Payments coverage is a no-fault coverage designed to handle smaller, everyday incidents. If a guest slips on deck, missteps while boarding, or suffers a minor injury while aboard, this coverage can help pay for reasonable medical expenses without needing to determine fault. It typically responds quickly and can he

At first glance, boat insurance policies can look very similar. Once you dig into the details, you will often find important differences. Many boat owners assume certain situations are covered, only to discover exclusions when they file a claim. Understanding what your boat insurance policy actually covers is important to help avoid costly surprises.   While coverage varies by insurer, below are some key coverages that can be found in boat insurance policies:   Hull Coverage

Our 2026 boat show schedule is set 🛥️ Stop by, say hello, and let’s talk coverage before the season kicks off. We’ll see you on the docks #CruiseConfident